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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,019 | $88,672+160.5% | $105,223+119.6% | $82,448+180.2% |
| Participation rate | 60.0% | 67.9%-7.9pp | 75.0%-15.0pp | 68.1%-8.1pp |
| Annual return | 17.70% | 30.86%-13.2pp | 180.65%-162.9pp | 41.64%-23.9pp |
| Employer contribution / active EE | $1,789 | $3,048-41.3% | $3,689-51.5% | $2,551-29.9% |
| Participant deferral / active EE | $6,317 | $4,036+56.5% | $5,072+24.5% | $4,139+52.6% |
| Admin fee / account holder | $10,177 | $7,146+42.4% | $8,859+14.9% | $7,234+40.7% |