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| Provider | Service type | Compensation |
|---|---|---|
NFP RETIREMENT INC7 years Service code 27 · EIN 33-0905143 | Advisory (Plan) | $38,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $34,452 |
BATES COUGHTRY REISS LLP4 years Filed as: BATES, CAUGHTRY REISS LLP Service code 10 · EIN 95-3037112 | Accounting | $16,200 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,262 | $79,223+90.9% | $102,460+47.6% | $74,478+103.1% |
| Participation rate | 97.0% | 74.8%+22.3pp | 76.5%+20.5pp | 67.2%+29.8pp |
| Annual return | 12.25% | 54.98%-42.7pp | 29.47%-17.2pp | 1370.56%-1358.3pp |
| Employer contribution / active EE | $7,142 | $2,363+202.2% | $3,025+136.1% | $2,626+171.9% |
| Participant deferral / active EE | $6,208 | $4,417+40.5% | $5,056+22.8% | $4,350+42.7% |
| Admin fee / account holder | $441 | $2,003-78.0% | $9,460-95.3% | $1,946-77.3% |