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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,677 | $183,539-31.0% | $155,556-18.6% | $145,897-13.2% |
| Participation rate | 77.8% | 82.7%-4.9pp | 78.2%-0.4pp | 80.3%-2.5pp |
| Annual return | 8.19% | 61.31%-53.1pp | 64.84%-56.6pp | 552.29%-544.1pp |
| Employer contribution / active EE | $5,945 | $5,315+11.9% | $4,675+27.2% | $4,663+27.5% |
| Participant deferral / active EE | $5,701 | $6,467-11.8% | $5,631+1.2% | $6,689-14.8% |
| Admin fee / account holder | $81,262 | $19,275+321.6% | $15,885+411.6% | $13,390+506.9% |