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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,100 | $185,312+3.1% | $161,489+18.3% | $154,746+23.5% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 13.40% | 103.84%-90.4pp | 89.72%-76.3pp | 172.34%-158.9pp |
| Employer contribution / active EE | $8,514 | $4,769+78.5% | $4,268+99.5% | $4,379+94.4% |
| Participant deferral / active EE | $10,034 | $6,350+58.0% | $5,630+78.2% | $6,730+49.1% |
| Admin fee / account holder | $4,474 | $18,654-76.0% | $16,006-72.0% | $14,365-68.9% |