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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $371,555 | $106,524+248.8% | $152,301+144.0% | $87,485+324.7% |
| Participation rate | 97.1% | 75.8%+21.4pp | 82.4%+14.7pp | 68.9%+28.2pp |
| Annual return | 11.80% | 26.89%-15.1pp | 80.50%-68.7pp | 26.06%-14.3pp |
| Employer contribution / active EE | $12,688 | $3,371+276.4% | $4,624+174.4% | $2,596+388.7% |
| Participant deferral / active EE | $10,901 | $6,525+67.1% | $8,004+36.2% | $4,274+155.1% |
| Admin fee / account holder | $7,809 | $8,287-5.8% | $14,398-45.8% | $7,775+0.4% |