Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,638 | $139,421+28.1% | $239,577-25.4% | $116,462+53.4% |
| Participation rate | 69.8% | 75.0%-5.2pp | 82.1%-12.3pp | 74.7%-4.9pp |
| Annual return | 11.63% | 15.58%-3.9pp | -0.70%+12.3pp | 15.65%-4.0pp |
| Employer contribution / active EE | $0 | $4,487-100.0% | $7,232-100.0% | $3,231-100.0% |
| Participant deferral / active EE | $4,600 | $4,296+7.1% | $5,676-19.0% | $3,836+19.9% |
| Admin fee / account holder | $4,308 | $21,515-80.0% | $19,315-77.7% | $12,754-66.2% |