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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,891 | $174,379-82.3% | $152,093-79.7% | $138,895-77.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 14.10% | 74.86%-60.8pp | 66.36%-52.3pp | 145.39%-131.3pp |
| Employer contribution / active EE | $10,817 | $4,652+132.5% | $4,175+159.1% | $4,194+157.9% |
| Participant deferral / active EE | $19,720 | $6,159+220.2% | $5,451+261.7% | $6,396+208.3% |
| Admin fee / account holder | $411,003 | $16,880+2334.8% | $14,497+2735.2% | $12,562+3171.8% |