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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,891 | $181,062-82.9% | $158,223-80.5% | $155,188-80.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 14.10% | 57.39%-43.3pp | 52.09%-38.0pp | 148.84%-134.7pp |
| Employer contribution / active EE | $10,817 | $4,565+137.0% | $4,109+163.3% | $4,248+154.7% |
| Participant deferral / active EE | $19,720 | $6,134+221.5% | $5,467+260.7% | $6,531+201.9% |
| Admin fee / account holder | $411,003 | $18,825+2083.3% | $16,047+2461.2% | $14,480+2738.5% |