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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,252 | $211,239-94.2% | $178,528-93.1% | $145,877-91.6% |
| Participation rate | 75.0% | 80.8%-5.8pp | 77.1%-2.1pp | 80.3%-5.3pp |
| Annual return | 15.72% | 30.22%-14.5pp | 27.11%-11.4pp | 551.28%-535.6pp |
| Employer contribution / active EE | $2,579 | $4,570-43.6% | $3,950-34.7% | $4,663-44.7% |
| Participant deferral / active EE | $3,116 | $6,963-55.3% | $6,278-50.4% | $6,691-53.4% |
| Admin fee / account holder | $354 | $12,095-97.1% | $10,419-96.6% | $13,402-97.4% |