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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,163 | $110,337+163.0% | $102,383+183.4% | $145,877+98.9% |
| Participation rate | 77.8% | 77.9%-0.2pp | 74.5%+3.3pp | 80.3%-2.5pp |
| Annual return | 9.19% | 24.83%-15.6pp | 24.94%-15.7pp | 551.28%-542.1pp |
| Employer contribution / active EE | $4,159 | $4,216-1.4% | $3,870+7.5% | $4,663-10.8% |
| Participant deferral / active EE | $10,901 | $5,621+93.9% | $5,060+115.4% | $6,691+62.9% |
| Admin fee / account holder | $1,871 | $9,750-80.8% | $8,391-77.7% | $13,402-86.0% |