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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,920 | $183,539-80.4% | $155,556-76.9% | $145,897-75.4% |
| Participation rate | 94.4% | 82.7%+11.7pp | 78.2%+16.2pp | 80.3%+14.1pp |
| Annual return | 8.71% | 61.31%-52.6pp | 64.84%-56.1pp | 552.29%-543.6pp |
| Employer contribution / active EE | $1,389 | $5,315-73.9% | $4,675-70.3% | $4,663-70.2% |
| Participant deferral / active EE | $3,559 | $6,467-45.0% | $5,631-36.8% | $6,689-46.8% |
| Admin fee / account holder | $475 | $19,275-97.5% | $15,885-97.0% | $13,390-96.5% |