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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,417 | $171,492+9.3% | $150,734+24.3% | $198,609-5.6% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 15.22% | 804.70%-789.5pp | 600.81%-585.6pp | 202.70%-187.5pp |
| Employer contribution / active EE | $1,628 | $5,470-70.2% | $4,918-66.9% | $5,055-67.8% |
| Participant deferral / active EE | $3,374 | $6,259-46.1% | $5,610-39.9% | $6,977-51.6% |
| Admin fee / account holder | $920 | $17,628-94.8% | $14,905-93.8% | $19,030-95.2% |