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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,406 | $109,620-12.1% | $148,496-35.1% | $94,015+2.5% |
| Participation rate | 85.7% | 71.3%+14.5pp | 76.0%+9.7pp | 70.8%+14.9pp |
| Annual return | 14.69% | 17.54%-2.8pp | 12.33%+2.4pp | 17.84%-3.2pp |
| Employer contribution / active EE | $784 | $2,618-70.0% | $3,497-77.6% | $2,790-71.9% |
| Participant deferral / active EE | $4,850 | $3,831+26.6% | $4,808+0.9% | $4,249+14.1% |
| Admin fee / account holder | $6,245 | $10,050-37.9% | $19,547-68.1% | $8,951-30.2% |