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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,056 | $124,425-89.5% | $112,040-88.3% | $137,256-90.5% |
| Participation rate | 85.7% | 79.3%+6.4pp | 76.5%+9.2pp | 80.0%+5.8pp |
| Annual return | 17.93% | 24.72%-6.8pp | 24.52%-6.6pp | 220.34%-202.4pp |
| Employer contribution / active EE | $1,668 | $3,411-51.1% | $2,954-43.5% | $4,156-59.9% |
| Participant deferral / active EE | $2,226 | $5,718-61.1% | $5,098-56.3% | $6,407-65.2% |
| Admin fee / account holder | $2,840 | $15,207-81.3% | $12,098-76.5% | $12,270-76.9% |