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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,056 | $136,860-90.5% | $120,344-89.2% | $154,746-91.6% |
| Participation rate | 85.7% | 79.9%+5.8pp | 76.7%+9.0pp | 80.7%+5.0pp |
| Annual return | 17.93% | 21.38%-3.4pp | 20.30%-2.4pp | 172.34%-154.4pp |
| Employer contribution / active EE | $1,668 | $3,533-52.8% | $3,020-44.8% | $4,379-61.9% |
| Participant deferral / active EE | $2,226 | $5,793-61.6% | $5,135-56.6% | $6,730-66.9% |
| Admin fee / account holder | $2,840 | $15,393-81.5% | $12,742-77.7% | $14,365-80.2% |