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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,701 | $211,288-89.7% | $178,540-87.8% | $145,884-85.1% |
| Participation rate | 38.5% | 80.8%-42.3pp | 77.1%-38.6pp | 80.3%-41.8pp |
| Annual return | 14.11% | 30.27%-16.2pp | 27.15%-13.0pp | 551.85%-537.7pp |
| Employer contribution / active EE | $1,466 | $4,574-67.9% | $3,953-62.9% | $4,662-68.5% |
| Participant deferral / active EE | $3,029 | $6,967-56.5% | $6,281-51.8% | $6,690-54.7% |
| Admin fee / account holder | $1,864 | $12,105-84.6% | $10,424-82.1% | $13,392-86.1% |