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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,701 | $211,239-89.7% | $178,528-87.8% | $145,877-85.1% |
| Participation rate | 38.5% | 80.8%-42.3pp | 77.1%-38.6pp | 80.3%-41.8pp |
| Annual return | 14.11% | 30.22%-16.1pp | 27.11%-13.0pp | 551.28%-537.2pp |
| Employer contribution / active EE | $1,466 | $4,570-67.9% | $3,950-62.9% | $4,663-68.6% |
| Participant deferral / active EE | $3,029 | $6,963-56.5% | $6,278-51.8% | $6,691-54.7% |
| Admin fee / account holder | $1,864 | $12,095-84.6% | $10,419-82.1% | $13,402-86.1% |