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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,407 | $160,070+48.9% | $147,117+62.1% | $145,897+63.4% |
| Participation rate | 81.0% | 84.0%-3.1pp | 82.2%-1.2pp | 80.3%+0.6pp |
| Annual return | 13.72% | 98.69%-85.0pp | 420.54%-406.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $911 | $5,285-82.8% | $4,932-81.5% | $4,663-80.5% |
| Participant deferral / active EE | $11,565 | $8,419+37.4% | $8,065+43.4% | $6,689+72.9% |
| Admin fee / account holder | $133,146 | $15,035+785.6% | $12,993+924.8% | $13,390+894.3% |