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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,233 | $110,410-65.4% | $102,437-62.7% | $145,897-73.8% |
| Participation rate | 53.3% | 77.9%-24.6pp | 74.5%-21.2pp | 80.3%-27.0pp |
| Annual return | 13.62% | 24.85%-11.2pp | 24.95%-11.3pp | 552.29%-538.7pp |
| Employer contribution / active EE | $1,179 | $4,217-72.0% | $3,871-69.5% | $4,663-74.7% |
| Participant deferral / active EE | $3,925 | $5,622-30.2% | $5,060-22.4% | $6,689-41.3% |
| Admin fee / account holder | $1,499 | $9,745-84.6% | $8,388-82.1% | $13,390-88.8% |