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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,893 | $57,140+172.8% | $85,240+82.9% | $80,959+92.6% |
| Participation rate | 25.6% | 56.4%-30.8pp | 67.5%-41.9pp | 67.7%-42.0pp |
| Annual return | 8.58% | 21.71%-13.1pp | 66.75%-58.2pp | 35.67%-27.1pp |
| Employer contribution / active EE | $1,848 | $1,802+2.6% | $2,735-32.4% | $2,757-33.0% |
| Participant deferral / active EE | $2,255 | $3,115-27.6% | $4,527-50.2% | $4,300-47.6% |
| Admin fee / account holder | $14 | $4,992-99.7% | $6,165-99.8% | $6,925-99.8% |