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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,912 | $68,097-60.5% | $62,929-57.2% | $137,256-80.4% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 15.40% | 1859.11%-1843.7pp | 1063.93%-1048.5pp | 220.34%-204.9pp |
| Employer contribution / active EE | $6,075 | $2,811+116.1% | $2,505+142.5% | $4,156+46.2% |
| Participant deferral / active EE | $4,968 | $4,553+9.1% | $3,888+27.8% | $6,407-22.4% |
| Admin fee / account holder | $5,291 | $6,521-18.9% | $5,065+4.5% | $12,270-56.9% |