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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,653 | $180,749-75.3% | $160,784-72.2% | $137,256-67.5% |
| Participation rate | 56.3% | 80.0%-23.7pp | 77.0%-20.7pp | 80.0%-23.7pp |
| Annual return | 10.61% | 2234.46%-2223.9pp | 1803.92%-1793.3pp | 220.34%-209.7pp |
| Employer contribution / active EE | $1,517 | $4,155-63.5% | $3,733-59.4% | $4,156-63.5% |
| Participant deferral / active EE | $1,739 | $6,844-74.6% | $6,293-72.4% | $6,407-72.9% |
| Admin fee / account holder | $5,734 | $10,397-44.9% | $9,717-41.0% | $12,270-53.3% |