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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,196 | $211,224-78.6% | $178,505-74.7% | $145,897-69.0% |
| Participation rate | 33.3% | 80.8%-47.5pp | 77.1%-43.8pp | 80.3%-47.0pp |
| Annual return | 25.03% | 30.28%-5.3pp | 27.16%-2.1pp | 552.29%-527.3pp |
| Employer contribution / active EE | $1,325 | $4,577-71.0% | $3,955-66.5% | $4,663-71.6% |
| Participant deferral / active EE | $3,253 | $6,966-53.3% | $6,280-48.2% | $6,689-51.4% |
| Admin fee / account holder | $5,392 | $12,109-55.5% | $10,428-48.3% | $13,390-59.7% |