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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,196 | $211,239-78.6% | $178,528-74.7% | $145,877-69.0% |
| Participation rate | 33.3% | 80.8%-47.5pp | 77.1%-43.8pp | 80.3%-47.0pp |
| Annual return | 25.03% | 30.22%-5.2pp | 27.11%-2.1pp | 551.28%-526.3pp |
| Employer contribution / active EE | $1,325 | $4,570-71.0% | $3,950-66.5% | $4,663-71.6% |
| Participant deferral / active EE | $3,253 | $6,963-53.3% | $6,278-48.2% | $6,691-51.4% |
| Admin fee / account holder | $5,392 | $12,095-55.4% | $10,419-48.2% | $13,402-59.8% |