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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,732 | $108,825+41.3% | $156,181-1.6% | $82,448+86.5% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 9.72% | 20.59%-10.9pp | 64.87%-55.1pp | 41.64%-31.9pp |
| Employer contribution / active EE | $7,456 | $2,870+159.8% | $4,294+73.6% | $2,551+192.3% |
| Participant deferral / active EE | $10,436 | $4,577+128.0% | $6,132+70.2% | $4,139+152.1% |
| Admin fee / account holder | $1,263 | $9,341-86.5% | $14,586-91.3% | $7,234-82.5% |