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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $11,075 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $7,692 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,848 | $80,705+27.4% | $115,768-11.2% | $67,986+51.3% |
| Participation rate | 95.5% | 63.0%+32.5pp | 74.4%+21.1pp | 57.2%+38.3pp |
| Annual return | 2.82% | 18.49%-15.7pp | 100.46%-97.6pp | 31.67%-28.8pp |
| Employer contribution / active EE | $192 | $2,046-90.6% | $2,940-93.5% | $2,019-90.5% |
| Participant deferral / active EE | $1,921 | $3,559-46.0% | $4,917-60.9% | $3,358-42.8% |
| Admin fee / account holder | $104 | $4,135-97.5% | $12,439-99.2% | $3,203-96.8% |