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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $11,075 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $7,692 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,848 | $76,383+34.6% | $121,663-15.5% | $64,340+59.9% |
| Participation rate | 95.5% | 60.4%+35.1pp | 74.5%+21.0pp | 55.2%+40.2pp |
| Annual return | 2.82% | 16.98%-14.2pp | 147.54%-144.7pp | 24.14%-21.3pp |
| Employer contribution / active EE | $192 | $1,943-90.1% | $3,020-93.6% | $1,862-89.7% |
| Participant deferral / active EE | $1,921 | $3,149-39.0% | $4,887-60.7% | $2,980-35.5% |
| Admin fee / account holder | $104 | $4,142-97.5% | $14,289-99.3% | $3,703-97.2% |