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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,085 | $108,825+73.8% | $156,181+21.1% | $82,448+129.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 9.26% | 20.59%-11.3pp | 64.87%-55.6pp | 41.64%-32.4pp |
| Employer contribution / active EE | $6,646 | $2,870+131.6% | $4,294+54.8% | $2,551+160.5% |
| Participant deferral / active EE | $18,163 | $4,577+296.8% | $6,132+196.2% | $4,139+338.8% |
| Admin fee / account holder | $106,527 | $9,341+1040.5% | $14,586+630.3% | $7,234+1372.5% |