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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,846 | $76,834-27.3% | $108,359-48.5% | $87,485-36.2% |
| Participation rate | 90.9% | 61.7%+29.2pp | 70.1%+20.8pp | 68.9%+22.0pp |
| Annual return | 12.85% | 19.09%-6.2pp | 36.89%-24.0pp | 26.06%-13.2pp |
| Employer contribution / active EE | $3,380 | $1,556+117.2% | $2,399+40.9% | $2,596+30.2% |
| Participant deferral / active EE | $5,982 | $3,100+93.0% | $4,137+44.6% | $4,274+40.0% |
| Admin fee / account holder | $3,075 | $6,537-53.0% | $9,741-68.4% | $7,775-60.4% |