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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,846 | $73,787-24.3% | $98,716-43.4% | $82,448-32.3% |
| Participation rate | 90.9% | 61.4%+29.5pp | 69.3%+21.6pp | 68.1%+22.8pp |
| Annual return | 12.85% | 18.57%-5.7pp | 31.81%-19.0pp | 41.64%-28.8pp |
| Employer contribution / active EE | $3,380 | $1,511+123.7% | $2,279+48.3% | $2,551+32.5% |
| Participant deferral / active EE | $5,982 | $3,081+94.1% | $4,048+47.8% | $4,139+44.5% |
| Admin fee / account holder | $3,075 | $6,500-52.7% | $8,703-64.7% | $7,234-57.5% |