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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,870 | $87,106+67.5% | $105,607+38.1% | $80,935+80.2% |
| Participation rate | 91.6% | 70.4%+21.1pp | 75.3%+16.3pp | 67.7%+23.9pp |
| Annual return | 10.15% | 17.01%-6.9pp | 116.11%-106.0pp | 35.66%-25.5pp |
| Employer contribution / active EE | $7,989 | $2,396+233.4% | $3,167+152.3% | $2,757+189.8% |
| Participant deferral / active EE | $4,546 | $3,986+14.1% | $5,011-9.3% | $4,299+5.7% |
| Admin fee / account holder | $3,940 | $8,447-53.4% | $10,958-64.0% | $6,924-43.1% |