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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,870 | $87,037+67.6% | $106,201+37.4% | $80,874+80.4% |
| Participation rate | 91.6% | 70.4%+21.1pp | 75.3%+16.3pp | 67.6%+23.9pp |
| Annual return | 10.15% | 17.05%-6.9pp | 116.26%-106.1pp | 35.62%-25.5pp |
| Employer contribution / active EE | $7,989 | $2,396+233.4% | $3,170+152.1% | $2,756+189.9% |
| Participant deferral / active EE | $4,546 | $3,986+14.0% | $5,012-9.3% | $4,297+5.8% |
| Admin fee / account holder | $3,940 | $8,434-53.3% | $11,039-64.3% | $6,935-43.2% |