Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,029 | $81,403-81.5% | $147,027-89.8% | $87,485-82.8% |
| Participation rate | 50.7% | 63.4%-12.8pp | 73.7%-23.1pp | 68.9%-18.3pp |
| Annual return | 19.98% | 16.51%+3.5pp | 20.23%-0.3pp | 26.06%-6.1pp |
| Employer contribution / active EE | $219 | $2,205-90.1% | $3,626-94.0% | $2,596-91.6% |
| Participant deferral / active EE | $1,344 | $3,315-59.5% | $4,933-72.8% | $4,274-68.5% |
| Admin fee / account holder | $423 | $6,755-93.7% | $12,223-96.5% | $7,775-94.6% |