Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,029 | $87,180-82.8% | $173,703-91.3% | $94,015-84.0% |
| Participation rate | 50.7% | 65.6%-14.9pp | 75.9%-25.2pp | 70.8%-20.2pp |
| Annual return | 19.98% | 14.17%+5.8pp | 17.46%+2.5pp | 17.84%+2.1pp |
| Employer contribution / active EE | $219 | $2,494-91.2% | $4,288-94.9% | $2,790-92.1% |
| Participant deferral / active EE | $1,344 | $3,343-59.8% | $4,854-72.3% | $4,249-68.4% |
| Admin fee / account holder | $423 | $7,506-94.4% | $15,562-97.3% | $8,951-95.3% |