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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,754 | $36,595+52.4% | $88,179-36.8% | $71,012-21.5% |
| Participation rate | 10.2% | 29.2%-19.0pp | 69.1%-59.0pp | 58.6%-48.4pp |
| Annual return | 12.55% | 61.46%-48.9pp | 64.97%-52.4pp | 37.67%-25.1pp |
| Employer contribution / active EE | $82 | $787-89.6% | $2,549-96.8% | $2,348-96.5% |
| Participant deferral / active EE | $537 | $1,195-55.0% | $4,614-88.4% | $3,246-83.4% |
| Admin fee / account holder | $12,772 | $2,755+363.6% | $7,673+66.5% | $1,167+994.3% |