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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,754 | $47,974+16.2% | $129,031-56.8% | $69,255-19.5% |
| Participation rate | 10.2% | 29.2%-19.1pp | 73.4%-63.2pp | 69.0%-58.9pp |
| Annual return | 12.55% | 116.92%-104.4pp | 34.67%-22.1pp | 26.73%-14.2pp |
| Employer contribution / active EE | $82 | $755-89.2% | $3,226-97.5% | $2,645-96.9% |
| Participant deferral / active EE | $537 | $1,143-53.0% | $5,217-89.7% | $2,890-81.4% |
| Admin fee / account holder | $12,772 | $2,691+374.6% | $13,208-3.3% | $733+1643.0% |