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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,754 | $40,566+37.4% | $96,754-42.4% | $64,728-13.9% |
| Participation rate | 10.2% | 24.8%-14.7pp | 70.3%-60.1pp | 57.9%-47.7pp |
| Annual return | 12.55% | 93.20%-80.6pp | 82.04%-69.5pp | 49.38%-36.8pp |
| Employer contribution / active EE | $82 | $808-89.9% | $2,679-97.0% | $2,243-96.4% |
| Participant deferral / active EE | $537 | $933-42.4% | $4,758-88.7% | $2,729-80.3% |
| Admin fee / account holder | $12,772 | $2,770+361.1% | $8,905+43.4% | $1,145+1015.3% |