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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,022 | $212,777-61.5% | $173,703-52.8% | $198,609-58.7% |
| Participation rate | 60.0% | 81.1%-21.1pp | 75.9%-15.9pp | 82.4%-22.4pp |
| Annual return | 4.20% | 18.82%-14.6pp | 17.46%-13.3pp | 202.70%-198.5pp |
| Employer contribution / active EE | $2,117 | $5,214-59.4% | $4,288-50.6% | $5,055-58.1% |
| Participant deferral / active EE | $7,514 | $5,697+31.9% | $4,854+54.8% | $6,977+7.7% |
| Admin fee / account holder | $4,231 | $19,536-78.3% | $15,562-72.8% | $19,030-77.8% |