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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $936,610 | $106,524+779.2% | $152,301+515.0% | $87,485+970.6% |
| Participation rate | 98.6% | 75.8%+22.8pp | 82.4%+16.1pp | 68.9%+29.6pp |
| Annual return | 17.11% | 26.89%-9.8pp | 80.50%-63.4pp | 26.06%-8.9pp |
| Employer contribution / active EE | $14,523 | $3,371+330.8% | $4,624+214.0% | $2,596+459.4% |
| Participant deferral / active EE | $14,853 | $6,525+127.6% | $8,004+85.6% | $4,274+247.5% |
| Admin fee / account holder | $22,144 | $8,287+167.2% | $14,398+53.8% | $7,775+184.8% |