Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,546 | $95,904-44.2% | $173,730-69.2% | $64,340-16.8% |
| Participation rate | 37.5% | 60.6%-23.1pp | 79.6%-42.1pp | 55.2%-17.7pp |
| Annual return | 11.36% | 17.47%-6.1pp | 19.96%-8.6pp | 24.14%-12.8pp |
| Employer contribution / active EE | $204 | $2,323-91.2% | $4,577-95.5% | $1,862-89.0% |
| Participant deferral / active EE | $1,559 | $3,488-55.3% | $6,326-75.4% | $2,980-47.7% |
| Admin fee / account holder | $1,924 | $5,089-62.2% | $17,523-89.0% | $3,703-48.0% |