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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,801 | $76,608-12.8% | $56,077+19.1% | $145,877-54.2% |
| Participation rate | 54.5% | 63.2%-8.7pp | 52.5%+2.0pp | 80.3%-25.8pp |
| Annual return | 16.89% | 3009.59%-2992.7pp | 1709.28%-1692.4pp | 551.28%-534.4pp |
| Employer contribution / active EE | $1,704 | $1,382+23.3% | $1,040+63.7% | $4,663-63.5% |
| Participant deferral / active EE | $5,340 | $2,624+103.5% | $1,954+173.3% | $6,691-20.2% |
| Admin fee / account holder | $940 | $3,325-71.7% | $2,825-66.7% | $13,402-93.0% |