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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,371 | $88,672-27.4% | $105,223-38.8% | $82,448-21.9% |
| Participation rate | 84.2% | 67.9%+16.3pp | 75.0%+9.2pp | 68.1%+16.1pp |
| Annual return | 13.88% | 30.86%-17.0pp | 180.65%-166.8pp | 41.64%-27.8pp |
| Employer contribution / active EE | $914 | $3,048-70.0% | $3,689-75.2% | $2,551-64.2% |
| Participant deferral / active EE | $3,709 | $4,036-8.1% | $5,072-26.9% | $4,139-10.4% |
| Admin fee / account holder | $5,257 | $7,146-26.4% | $8,859-40.7% | $7,234-27.3% |