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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,700 | $29,733+6.6% | $56,025-43.4% | $80,959-60.8% |
| Participation rate | 28.1% | 41.7%-13.7pp | 52.5%-24.4pp | 67.7%-39.6pp |
| Annual return | 12.58% | 35.28%-22.7pp | 1712.69%-1700.1pp | 35.67%-23.1pp |
| Employer contribution / active EE | $1,058 | $672+57.5% | $1,042+1.6% | $2,757-61.6% |
| Participant deferral / active EE | $1,297 | $1,229+5.5% | $1,955-33.7% | $4,300-69.8% |
| Admin fee / account holder | $1,855 | $2,434-23.8% | $2,828-34.4% | $6,925-73.2% |