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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,934 | $106,749+33.9% | $145,433-1.7% | $82,448+73.4% |
| Participation rate | 71.4% | 75.6%-4.2pp | 82.1%-10.7pp | 68.1%+3.4pp |
| Annual return | 17.09% | 27.59%-10.5pp | 66.58%-49.5pp | 41.64%-24.6pp |
| Employer contribution / active EE | $3,336 | $3,444-3.2% | $4,554-26.8% | $2,551+30.8% |
| Participant deferral / active EE | $6,565 | $6,519+0.7% | $7,897-16.9% | $4,139+58.6% |
| Admin fee / account holder | $1,195 | $8,390-85.8% | $13,129-90.9% | $7,234-83.5% |