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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,986 | $85,515+27.4% | $112,040-2.7% | $67,986+60.3% |
| Participation rate | 76.6% | 68.2%+8.4pp | 76.5%+0.1pp | 57.2%+19.4pp |
| Annual return | 11.49% | 29.68%-18.2pp | 24.52%-13.0pp | 31.67%-20.2pp |
| Employer contribution / active EE | $3,409 | $2,191+55.6% | $2,954+15.4% | $2,019+68.8% |
| Participant deferral / active EE | $5,763 | $4,014+43.6% | $5,098+13.1% | $3,358+71.6% |
| Admin fee / account holder | $19,770 | $3,774+423.9% | $12,098+63.4% | $3,203+517.2% |