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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,668 | $97,550+316.9% | $120,344+237.9% | $87,485+364.8% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 12.58% | 18.41%-5.8pp | 20.30%-7.7pp | 26.06%-13.5pp |
| Employer contribution / active EE | $3,423 | $2,291+49.4% | $3,020+13.3% | $2,596+31.8% |
| Participant deferral / active EE | $14,386 | $4,230+240.1% | $5,135+180.2% | $4,274+236.6% |
| Admin fee / account holder | $36,206 | $9,543+279.4% | $12,742+184.2% | $7,775+365.7% |