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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,275 | $117,895+245.5% | $102,460+297.5% | $145,897+179.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.90% | 31.92%-19.0pp | 29.47%-16.6pp | 552.29%-539.4pp |
| Employer contribution / active EE | $3,573 | $3,619-1.3% | $3,025+18.1% | $4,663-23.4% |
| Participant deferral / active EE | $14,939 | $5,736+160.4% | $5,056+195.5% | $6,689+123.3% |
| Admin fee / account holder | $30,333 | $13,353+127.2% | $9,460+220.6% | $13,390+126.5% |