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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,233 | $154,228-35.0% | $145,433-31.1% | $137,256-27.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 8.95% | 74.59%-65.6pp | 66.58%-57.6pp | 220.34%-211.4pp |
| Employer contribution / active EE | $8,994 | $4,804+87.2% | $4,554+97.5% | $4,156+116.4% |
| Participant deferral / active EE | $1,529 | $8,216-81.4% | $7,897-80.6% | $6,407-76.1% |
| Admin fee / account holder | $54,591 | $14,344+280.6% | $13,129+315.8% | $12,270+344.9% |