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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,923 | $110,410+17.7% | $102,437+26.8% | $145,897-10.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 8.91% | 24.85%-15.9pp | 24.95%-16.0pp | 552.29%-543.4pp |
| Employer contribution / active EE | $2,553 | $4,217-39.5% | $3,871-34.0% | $4,663-45.2% |
| Participant deferral / active EE | $9,980 | $5,622+77.5% | $5,060+97.2% | $6,689+49.2% |
| Admin fee / account holder | $18,442 | $9,745+89.2% | $8,388+119.9% | $13,390+37.7% |