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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,163 | $111,878+96.8% | $93,727+134.9% | $145,897+50.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 14.78% | 204.28%-189.5pp | 133.83%-119.0pp | 552.29%-537.5pp |
| Employer contribution / active EE | $11,206 | $3,092+262.4% | $2,421+362.8% | $4,663+140.3% |
| Participant deferral / active EE | $17,119 | $4,920+247.9% | $4,417+287.6% | $6,689+155.9% |
| Admin fee / account holder | $3,291 | $10,256-67.9% | $8,292-60.3% | $13,390-75.4% |