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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,366 | $102,422+22.4% | $147,117-14.8% | $80,959+54.9% |
| Participation rate | 83.8% | 75.9%+7.9pp | 82.2%+1.6pp | 67.7%+16.1pp |
| Annual return | 15.35% | 135.16%-119.8pp | 420.54%-405.2pp | 35.67%-20.3pp |
| Employer contribution / active EE | $6,673 | $3,717+79.5% | $4,932+35.3% | $2,757+142.0% |
| Participant deferral / active EE | $6,761 | $6,652+1.6% | $8,065-16.2% | $4,300+57.2% |
| Admin fee / account holder | $3,283 | $7,953-58.7% | $12,993-74.7% | $6,925-52.6% |