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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,921 | $104,098+65.2% | $140,514+22.4% | $94,015+82.9% |
| Participation rate | 100.0% | 73.7%+26.3pp | 77.8%+22.2pp | 70.8%+29.2pp |
| Annual return | 15.17% | 15.14%0pp | 14.36%+0.8pp | 17.84%-2.7pp |
| Employer contribution / active EE | $4,513 | $2,388+89.0% | $3,378+33.6% | $2,790+61.7% |
| Participant deferral / active EE | $8,965 | $4,033+122.3% | $4,919+82.3% | $4,249+111.0% |
| Admin fee / account holder | $705 | $10,439-93.2% | $13,697-94.9% | $8,951-92.1% |