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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,921 | $97,550+76.2% | $120,344+42.9% | $87,485+96.5% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.7%+23.3pp | 68.9%+31.1pp |
| Annual return | 15.17% | 18.41%-3.2pp | 20.30%-5.1pp | 26.06%-10.9pp |
| Employer contribution / active EE | $4,513 | $2,291+97.0% | $3,020+49.4% | $2,596+73.8% |
| Participant deferral / active EE | $8,965 | $4,230+111.9% | $5,135+74.6% | $4,274+109.8% |
| Admin fee / account holder | $705 | $9,543-92.6% | $12,742-94.5% | $7,775-90.9% |