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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,895 | $147,556-83.1% | $129,031-80.7% | $198,609-87.5% |
| Participation rate | 70.0% | 77.2%-7.2pp | 73.4%-3.4pp | 82.4%-12.4pp |
| Annual return | 12.03% | 37.41%-25.4pp | 34.67%-22.6pp | 202.70%-190.7pp |
| Employer contribution / active EE | $0 | $3,645-100.0% | $3,226-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $1,881 | $5,760-67.3% | $5,217-63.9% | $6,977-73.0% |
| Admin fee / account holder | $9,064 | $15,467-41.4% | $13,208-31.4% | $19,030-52.4% |