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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,156 | $107,666-51.6% | $102,184-49.0% | $154,746-66.3% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 9.42% | 29.33%-19.9pp | 31.58%-22.2pp | 172.34%-162.9pp |
| Employer contribution / active EE | $655 | $3,846-83.0% | $3,594-81.8% | $4,379-85.0% |
| Participant deferral / active EE | $2,620 | $8,719-70.0% | $8,309-68.5% | $6,730-61.1% |
| Admin fee / account holder | $21,384 | $12,943+65.2% | $11,609+84.2% | $14,365+48.9% |