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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,156 | $100,970-48.3% | $96,576-46.0% | $137,256-62.0% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 9.42% | 38.16%-28.7pp | 38.47%-29.1pp | 220.34%-210.9pp |
| Employer contribution / active EE | $655 | $3,809-82.8% | $3,553-81.6% | $4,156-84.2% |
| Participant deferral / active EE | $2,620 | $8,286-68.4% | $7,956-67.1% | $6,407-59.1% |
| Admin fee / account holder | $21,384 | $11,312+89.0% | $11,381+87.9% | $12,270+74.3% |