Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,764 | $97,550-0.8% | $120,344-19.6% | $87,485+10.6% |
| Participation rate | 52.2% | 72.8%-20.6pp | 76.7%-24.5pp | 68.9%-16.7pp |
| Annual return | 12.55% | 18.41%-5.9pp | 20.30%-7.8pp | 26.06%-13.5pp |
| Employer contribution / active EE | $178 | $2,291-92.2% | $3,020-94.1% | $2,596-93.2% |
| Participant deferral / active EE | $2,574 | $4,230-39.1% | $5,135-49.9% | $4,274-39.8% |
| Admin fee / account holder | $4,794 | $9,543-49.8% | $12,742-62.4% | $7,775-38.3% |