Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,117 | $57,140+70.0% | $85,240+13.9% | $80,959+20.0% |
| Participation rate | 47.2% | 56.4%-9.2pp | 67.5%-20.3pp | 67.7%-20.4pp |
| Annual return | 9.76% | 21.71%-12.0pp | 66.75%-57.0pp | 35.67%-25.9pp |
| Employer contribution / active EE | $740 | $1,802-58.9% | $2,735-73.0% | $2,757-73.2% |
| Participant deferral / active EE | $2,959 | $3,115-5.0% | $4,527-34.6% | $4,300-31.2% |
| Admin fee / account holder | $2,186 | $4,992-56.2% | $6,165-64.5% | $6,925-68.4% |