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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,090,159 | $162,136+572.4% | $152,301+615.8% | $154,746+604.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 10.34% | 91.02%-80.7pp | 80.50%-70.2pp | 172.34%-162.0pp |
| Employer contribution / active EE | $40,093 | $4,890+719.8% | $4,624+767.0% | $4,379+815.6% |
| Participant deferral / active EE | $20,907 | $8,341+150.7% | $8,004+161.2% | $6,730+210.6% |
| Admin fee / account holder | $22,179 | $15,759+40.7% | $14,398+54.0% | $14,365+54.4% |