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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,777 | $57,590+40.3% | $86,233-6.3% | $82,448-2.0% |
| Participation rate | 94.1% | 57.9%+36.3pp | 69.0%+25.1pp | 68.1%+26.0pp |
| Annual return | 13.36% | 22.41%-9.1pp | 61.39%-48.0pp | 41.64%-28.3pp |
| Employer contribution / active EE | $1,516 | $1,655-8.4% | $2,504-39.5% | $2,551-40.6% |
| Participant deferral / active EE | $2,122 | $3,080-31.1% | $4,559-53.4% | $4,139-48.7% |
| Admin fee / account holder | $34,865 | $4,730+637.0% | $8,342+317.9% | $7,234+381.9% |