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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,777 | $60,442+33.6% | $96,754-16.5% | $87,485-7.7% |
| Participation rate | 94.1% | 58.7%+35.4pp | 70.3%+23.8pp | 68.9%+25.2pp |
| Annual return | 13.36% | 21.97%-8.6pp | 82.04%-68.7pp | 26.06%-12.7pp |
| Employer contribution / active EE | $1,516 | $1,691-10.4% | $2,679-43.4% | $2,596-41.6% |
| Participant deferral / active EE | $2,122 | $3,280-35.3% | $4,758-55.4% | $4,274-50.3% |
| Admin fee / account holder | $34,865 | $5,069+587.8% | $8,905+291.5% | $7,775+348.4% |