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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,038 | $108,825+146.3% | $156,181+71.6% | $82,448+225.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 17.91% | 20.59%-2.7pp | 64.87%-47.0pp | 41.64%-23.7pp |
| Employer contribution / active EE | $12,813 | $2,870+346.5% | $4,294+198.4% | $2,551+402.3% |
| Participant deferral / active EE | $11,859 | $4,577+159.1% | $6,132+93.4% | $4,139+186.5% |
| Admin fee / account holder | $2,943 | $9,341-68.5% | $14,586-79.8% | $7,234-59.3% |