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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,518 | $51,638+125.6% | $68,368+70.4% | $82,448+41.3% |
| Participation rate | 92.5% | 63.6%+28.9pp | 73.8%+18.7pp | 68.1%+24.4pp |
| Annual return | 14.44% | 37.53%-23.1pp | 292.57%-278.1pp | 41.64%-27.2pp |
| Employer contribution / active EE | $288 | $2,047-85.9% | $2,649-89.1% | $2,551-88.7% |
| Participant deferral / active EE | $2,037 | $2,914-30.1% | $4,123-50.6% | $4,139-50.8% |
| Admin fee / account holder | $11,629 | $4,643+150.4% | $5,150+125.8% | $7,234+60.8% |