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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,518 | $49,976+133.1% | $66,674+74.8% | $82,637+41.0% |
| Participation rate | 92.5% | 63.1%+29.4pp | 73.7%+18.8pp | 68.1%+24.4pp |
| Annual return | 14.44% | 39.09%-24.7pp | 321.24%-306.8pp | 53.51%-39.1pp |
| Employer contribution / active EE | $288 | $1,988-85.5% | $2,620-89.0% | $2,552-88.7% |
| Participant deferral / active EE | $2,037 | $2,847-28.4% | $4,084-50.1% | $4,126-50.6% |
| Admin fee / account holder | $11,629 | $4,594+153.2% | $5,098+128.1% | $7,339+58.5% |