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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,477 | $112,729+13.1% | $98,716+29.1% | $137,256-7.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 11.33% | 38.48%-27.1pp | 31.81%-20.5pp | 220.34%-209.0pp |
| Employer contribution / active EE | $3,049 | $2,725+11.9% | $2,279+33.8% | $4,156-26.6% |
| Participant deferral / active EE | $3,856 | $4,640-16.9% | $4,048-4.7% | $6,407-39.8% |
| Admin fee / account holder | $33,221 | $10,129+228.0% | $8,703+281.7% | $12,270+170.7% |