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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,038 | $102,385+49.5% | $147,080+4.1% | $80,935+89.1% |
| Participation rate | 92.0% | 75.9%+16.1pp | 82.2%+9.8pp | 67.7%+24.3pp |
| Annual return | 9.82% | 135.09%-125.3pp | 420.17%-410.3pp | 35.66%-25.8pp |
| Employer contribution / active EE | $8,477 | $3,717+128.1% | $4,933+71.8% | $2,757+207.5% |
| Participant deferral / active EE | $12,918 | $6,651+94.2% | $8,066+60.2% | $4,299+200.5% |
| Admin fee / account holder | $4,964 | $7,951-37.6% | $12,989-61.8% | $6,924-28.3% |